Do I Need Dental Insurance to Get Orthodontic Treatment?

Beginning dental care without insurance can be intimidating. If you have been curious about whether you need dental insurance to receive treatment, you have stumbled upon the right article! Our team at Dr. Lili and Associates is here to answer your burning questions and get you started on the right path toward a straight smile. Read on to learn more about insurance and why treatment may be right for you.

Transforming Your Smile With Orthodontic Care 

What Does An Orthodontist Do?

Mastering their skills with over a decade of training, orthodontists like our very own Dr. Lili and Dr. Wu have dedicated their lives to helping patients realign their teeth and jaw. They work to diagnose, treat, and prevent issues such as malocclusion, crowded and gapped teeth, bite complications, and many more. Our office offers metal and clear braces, clear aligners, and early treatment for children to help our patients achieve a healthier dental experience.

Treating patients of all ages, the work of an orthodontist holds a positive impact beyond oral health. When your teeth properly function, your general well-being can benefit by decreasing your chances of jaw pain and gum disease, experiencing smooth digestion, and enjoying greater everyday confidence. 

Why Invest In Treatment

Orthodontics helps to provide a solid foundation for your oral health and avoid more complicated procedures in the future. The earlier we can diagnose any issues, the faster we can offer care so you can enjoy the benefits that last a lifetime. When deciding to begin treatment, remember to factor in not just the pricing but the comfort it can provide you in the future. 

The Fundamentals of Dental Insurance

In essence, dental insurance is a particular type of coverage that typically covers routine dental complications, crowns, imaging, annual checkups, and preventative care services. By paying a monthly fee to your insurance company, you can keep your coverage active and bring it to your appointments.

It can dramatically reduce your overall payment and out-of-pocket costs when you get the most benefits from your plan. If you choose the best insurance policy for your needs and budget, treatment can be increasingly affordable. 

Do I Need Insurance For Care?

In short, no, you don’t need dental insurance for care at Dr. Lili and Associates! Everyone is welcome to come in, with or without it. All patients seeking out orthodontic care will be guided through what they can expect from us, both financially and concerning treatment, up to their last day in braces! We guarantee you will receive the best care available no matter how you take care of your costs.

Insurance Companies Accepted By Our Office

Dr. Lili and Associates is proud to accept every dental insurance plan available in California, including but not limited to Blue Shield, Delta Care USA, Guardian, Humana (PPO), Liberty Dental, and many more! If you don’t see your insurance plan included on this list, please visit our Financial Info page, which provides a complete list of the plans we accept at our office.

What To Look Out For While Selecting Your Plan

If you are looking for an insurance plan before starting orthodontic treatment, we recommend you keep the following factors in mind!

Monthly Premium Fee

To maintain your coverage, your insurance company will bill you a premium each month. Choosing a plan that best fits your needs and budget can take time, but it is vital for long-term planning.


This refers to what treatments your dental insurance will assist with, eligibility for care, and how emergency appointments are handled. Unfortunately, it is not standard for braces and aligners to be included, so please double-check with your provider before committing to a plan if you wish to use insurance.

Coverage Limits 

Your insurance will only cover so much within a certain calendar year. Whether a specific amount of treatments or up to a certain amount of money, ensuring the plan you choose will work with your dental needs is essential.

Do I Need Dental Insurance to Get Orthodontic Treatment?

What Factors Influence The Cost of Treatment?

When determining the cost of treatment, there are many things we consider as we offer you an estimated breakdown. Your appliance, x-rays or other scans of your teeth, a retainer, follow-up and post-treatment appointments, and emergency visits are all included. Dr. Lili and Associates provides each patient with comprehensive, expert care.

Payment Plans and Other Payment Methods

Our team is passionate about making orthodontic care available to everyone. During your free consultation, we will cover everything you need to know regarding financials, such as the payment options we offer, how we can make your plan more affordable, and how your insurance factors into it all. We accept most major credit cards as well!

Costs Before Insurance

Orthodontic treatment continues to advance yearly and offers increasingly comfortable appliances. Each option provides results you can trust to last you a lifetime. Average appliance costs consider how long you will need them, your current oral health, and the complexity of your case. 

Metal Braces

Known for its reliability and effectiveness, this treatment costs between $2,000 to $7,000.

Clear Braces

A popular aesthetic choice among adults, this treatment costs between $4,000 to $8,000.

Clear Aligners

Both a discreet and removable appliance, this treatment costs between $3,500 to $8,000.

Costs After Insurance

Because each plan varies in coverage, it is difficult to offer our patients a reliable cost estimate for braces and other orthodontic treatments after insurance. One patient’s plan may cover 50-80% of payment while another’s may contribute nothing. All of the details lie with your insurance, but our team will happily walk you through your unique coverage during your free consultation to give you a better idea of the payment range you will be working with.

Do I Need Dental Insurance to Get Orthodontic Treatment?

Affordable Braces For All!

At Dr. Lili and Associates, we believe every patient looking for orthodontic care should be allowed to get it. Our team is dedicated to helping patients of all ages achieve the smile they can enjoy for a lifetime! You can contact any of our offices across Southern California in  Anaheim, El Monte, Huntington Park, Lawndale, Los Angeles, Santa Ana, or Whittier to schedule your free consultation today and begin treatment.